Checking Accounts
We offer a variety of options to serve all types of businesses, from sole proprietors and non-profits to large corporations and government agencies.
Let us help you open your business account today!
- Designed for small clubs and non-profit organizations
- Minimum balance not required
- No charge for a total of 100 checks written or items deposited per month
- $.30 fee per transaction for each additional item after limit is exceeded
- $200.00 minimum balance required
- No charge for a total of 75 checks written or items deposited per month
- $.30 fee per transaction for each additional item after limit is exceeded
- A service fee of $10.00 per month will apply if the balance falls below $200.00
- For sole proprietorships and non-profit organizations only
- $500.00 minimum balance required
- No charge for a total of 75 checks written or items deposited per month
- $.30 fee per transaction for each additional item after limit is exceeded
- A service fee of $10.00 per month will apply if the balance falls below $500.00
- $8.00 monthly maintenance charge
- $.15 fee for each item (includes checks, withdrawals, deposits and deposit items)
- Returned deposit items - $5.00 each
The monthly service charge is based on the activity level of the account combined with the balance that is maintained. The average collected balance will earn a credit and the activity costs listed above will be deducted from it. The earnings credit is tied to 91-day Treasury bill rate based upon the average collected balance (after the 10% requirement). If the earnings credit exceeds the activity cost, there is no service fee for the month. Accounts with average monthly uncollected balances will be charged current lending rates on those uncollected balances.
