Meet Our Team
Home Equity Financing Options
Put your home’s equity to work!
Home Equity Loans
(Home Equity Line of Credit)
Why Finance With VISION?
HIGHLY COMPETITIVE LOW RATES
We help our customers get the lowest rates available so they can spend time planning their home projects or adventures and not shopping for rates.
REVIEWED ONE OF THE ABSOLUTE BEST!
Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services.
LIGHTNING FAST LOAN EXPERIENCE
Other banks can make you wait days or even weeks to get approved for a loan. We get to work immediately to find you the best rate and get you approved as soon as possible - often within minutes!
TOP-NOTCH LENDING TEAM
Our team of home equity lenders will help you determine if a home equity loan or line of credit is right for you.
Frequently Asked Questions
WHAT IS HOME EQUITY?
Home equity is the market value of your home minus any outstanding debts like mortgages.
HOW IS THE EQUITY IN MY HOME CALCULATED?
Equity is determined by the appraised value of your home minus any mortgage debt.
WHAT CAN YOU USE HOME EQUITY FOR?
Borrowing against the equity in your home can be used for home renovations, debt consolidation and a number of other things. Visit with one of lending team members to discuss if a home equity loan is right for what you need.
WHAT IS A HOME EQUITY LOAN?
A home equity loan utilizes the equity in your home to obtain a lump sum of cash. The loan typically has a fixed rate or a set term that is secured by a mortgage on your personal residence.
WHAT IS A HELOC (HOME EQUITY LINE OF CREDIT)?
A HELOC uses the equity in your home to secure a line of credit. Lines of credit are revolving, priced at a variable rate of interest and secured by mortgage.
SHOULD I GET A HOME EQUITY LOAN OR A HELOC?
This can depend on a number of variables. Reach out to us and we can help you determine which option is best for you.
Ready To Get Started?
Start the process online or reach out to us for more info!