BUSINESS BANKING
We understand small businesses... because we are one. VISIONBank is a leader in North Dakota SBA lending and has been recognized with the District Director’s Award consecutively since 2010.

Products + Services
Running your business will never be easier than when you're banking with VISION. We want you and your business to be as successful as it can be!
Community Checking
Designed for small clubs and non-profit organizations.
Classic Business Checking
Our most popular account for general small business use.
Classic Business Interest Checking
For sole proprietorships and non-profit organizations only.
Corporate Plus Business Checking
For businesses with numerous transactions.
Regular Savings
$50 Minimum Balance Required¹
Variable Rate of Interest Compounded and Credited Quarterly²
Money Market Savings
$500 Minimum Balance Required³
Variable Rate of Interest Compounded and Credited Monthly²
Ultimate Money Market Savings
$100,000 Minimum Balance Required⁴
Variable Rate of Interest Compounded and Credited Monthly.
Tiered Rates (Click here)
¹ A service fee of $2 per calendar month will apply if the balance falls below $50.00 on any day of the month. Fees may reduce earnings.
² Interest is earned each day that the required minimum balance is maintained.
³ A service fee of $9 per calendar month will apply if the balance falls below $500.00 any day of the month. Fees may reduce earnings.
⁴ A service fee of $9.00 per calendar month will apply if the balance falls below $100,000 on any day of the month. Interest is earned on all balances. Fees may reduce earnings.
Business Line of Credit
Generally used for short-term working capital needs.
Business Loans
Purchase an existing business or additional equipment, or finance a business expansion.
Commercial Real Estate
Purchase real estate, expand or remodel an existing property, or refinance an existing real estate loan.
And More!
In addition to the ones above we also offer BIA and Bank of ND loans, plus SBA financing.
Community Checking
Designed for small clubs and non-profit organizations.
Classic Business Checking
Our most popular account for general small business use.
Classic Business Interest Checking
For sole proprietorships and non-profit organizations only.
Corporate Plus Business Checking
For businesses with numerous transactions.
Regular Savings
$50 Minimum Balance Required¹
Variable Rate of Interest Compounded and Credited Quarterly²
Money Market Savings
$500 Minimum Balance Required³
Variable Rate of Interest Compounded and Credited Monthly²
Ultimate Money Market Savings
$100,000 Minimum Balance Required⁴
Variable Rate of Interest Compounded and Credited Monthly.
Tiered Rates (Click here)
¹ A service fee of $2 per calendar month will apply if the balance falls below $50.00 on any day of the month. Fees may reduce earnings.
² Interest is earned each day that the required minimum balance is maintained.
³ A service fee of $9 per calendar month will apply if the balance falls below $500.00 any day of the month. Fees may reduce earnings.
⁴ A service fee of $9.00 per calendar month will apply if the balance falls below $100,000 on any day of the month. Interest is earned on all balances. Fees may reduce earnings.
Business Line of Credit
Generally used for short-term working capital needs.
Business Loans
Purchase an existing business or additional equipment, or finance a business expansion.
Commercial Real Estate
Purchase real estate, expand or remodel an existing property, or refinance an existing real estate loan.
And More!
In addition to the ones above we also offer BIA and Bank of ND loans, plus SBA financing.

Our business service products are here to help better your business banking.
- Credit Card Processing
- Payroll, Direct Deposit, and ACH Payments
- Remote Deposit
- Positive Pay + ACH Positive Pay
Why #BankWithVISION?
Rated One Of The Best!
Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services. Check out our reviews for yourself!
User Friendly Digital Banking
Our Digital Banking gives you easy and convenient control of your money through online and mobile banking! It allows you to manage your accounts, track your spending, and so much more!
Top-Notch Customer Service Team
Our team will guide you through everything banking and make sure your experience is the best it can possibly be.
WE ARE 100% LOCALLY OWNED.
We are a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients.
FAQs
The routing number for all VISIONBank locations is 091311106.
We'd love to help you open a business account! Check out the list below for what we may require, or contact us at 701.364.2020 or cs@visionbanks.com.
Corporation
- Articles of Incorporation
- Corporate Bylaws
- Meeting Minutes
- Certificate of Incorporation
- Copy of EIN/TIN
Limited Liability Company (LLC)
- Articles of Organization
- Bylaws
- Operating Agreement
- Member Control Agreement
- Meeting Minutes
- Copy of EIN/TIN
Non-Profits/Organizations
- Meeting Minutes
- Non-Profit 501c(3)
Organization or Association
- Meeting Minutes
- Trade Name Certificate
- Organization or Association Articles or Bylaws
Partnership
- Partnership Agreement
- Partnership Registration
- Government-Issues License
- Fictitious Name Certificate
Sole Member LLC
- Operating Agreement
- Copy of EIN/TIN
- Proof of Filing as a Corp Form 8832/2553
- State of Registration
- Articles of Organization Filed
Sole Proprietor
- Copy of EIN/TIN (If Applicable)
- Trade Name Registration
- Government-Issued License
Trusts
- Trust Agreement
- Copy of EIN/TIN
Contact Us!
Customer Testimonials
The VISIONBank team is friendly, knowledgeable, and highly responsive. They have great follow up and have been very proactive in helping us find solutions to help streamline our operations and to help our business grow. I don't know how we managed as well as we did before working with them and can't imagine moving forward without them as our trusted, valued partner.
Lisa Roesch
VISION works relentlessly to take care of their small business clients.
Jill Berg