Choose from our popular business credit card options such as low rate, cash back, or flexible rewards and find the one that works best for your business.

Silver VISIONBank Credit Card

No Matter What Card You Choose, You'll Enjoy Important Features Like:

Free Online Expense Reporting Tools

No Fee for Additional Employee Cards

Mobile Purchasing Capability

Add convenience to your life when you add your credit card to your mobile wallet.

Zero Fraud Liability*

You won't be liable for fraudulent purchases when your card is lost or stolen. 

24/7 Cardmember Service

Elan offers 24/7/365 a year cardmember services. 


Orange Disclaimer Notice *Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Q: What is VISIONBank’s routing number?

The routing number for all VISIONBank locations is 091311106.


Q: Does Your Digital Banking Work With QuickBooks?

Yes! Our digital banking system integrates with Quicken and QuickBooks.



Q: What Type of Business Service Products Do You Offer?

We offer a variety of business services such as:

  • Credit Card Processing
  • Payroll, Direct Deposit, and ACH Payment Processing
  • Remote Deposit
  • Fraud Solutions (Positive Pay + ACH Positive Pay)

For more information on these, please visit our business services page or call us at 701.364.2020.


Q: How Can I Manage My Debit Card With Digital Banking?

Our digital banking interface allows you to issue travel requests, change your PIN, turn your card on or off, report a card lost or stolen, and enroll in debit card transaction alerts.



Q: How Many Branches Does VISIONBank Have?

We have three conveniently located branches in South Fargo, West Fargo, and North Fargo! Learn more about our locations such as contact information and addresses by clicking here.



Q: What Do I Need to Open a Business Account?

We'd love to help you open a business account! Check out the list below for what we may require, or contact us at 701.364.2020 or


  • Articles of Incorporation
  • Corporate Bylaws
  • Meeting Minutes
  • Certificate of Incorporation
  • Copy of EIN/TIN

Limited Liability Company (LLC)

  • Articles of Organization
  • Bylaws
  • Operating Agreement
  • Member Control Agreement
  • Meeting Minutes
  • Copy of EIN/TIN


  • Meeting Minutes
  • Non-Profit 501c(3)

Organization or Association

  • Meeting Minutes
  • Trade Name Certificate
  • Organization or Association Articles or Bylaws


  • Partnership Agreement
  • Partnership Registration
  • Government-Issues License
  • Fictitious Name Certificate

Sole Member LLC

  • Operating Agreement
  • Copy of EIN/TIN
  • Proof of Filing as a Corp Form 8832/2553
  • State of Registration
  • Articles of Organization Filed

Sole Proprietor

  • Copy of EIN/TIN (If Applicable)
  • Trade Name Registration
  • Government-Issued License


  • Trust Agreement
  • Copy of EIN/TIN



Q: Does VISIONBank Offer Text Message Alerts for Debit Cards?

Yes, you can turn on debit card transaction alerts for every successful and denied transaction.