We offer a wide variety of personal loans such as auto, recreational, home equity, mortgages, and more! Our team is ready to assist you with any questions you have and make the process as smooth as possible. Start the process online today. 

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Let's Get You a Loan!

If you have questions on what one is right for you or if you'd prefer to meet with a lender - Give us a call or book an appointment to get started. 

Personal Line
of Credit*

$1,000 Starting Limit

  • Advance in $100 Increments
  • Links to Your VISION Checking Account(s)
  • Monthly Payments
  • No Pre-Payment Penalty Fees


$100-$1000 Limit

  • Advance in $100 Increments
  • Links to Your VISION Checking Account(s)
  • Monthly Payments
  • No Pre-Payment Penalty Fees

Variety of Financing Options

  • New and Used Auto Loans
  • Boat and RV Loans
  • Motorcycle and Snowmobile Loans
  • And More!

*A pre-approved loan that is attached directly to your VISIONBank checking account. You can advance on this line by simply writing a check for more than the balance in your account, up to your approved credit limit, by requesting an advance in person or by phone.

Home Loans For Every Stage of Life

  • First-Time Homebuyer Programs
  • Home Purchases
  • Second Home Loans
  • Refinance Loans
  • VA Loans

Put Your Homes Equity to Use

  • Debt Consolidation
  • Emergency Expenses
  • Home Renovations
  • Long Term Investments
  • And More!

Let's Build Your Dream Home

  • New Home Construction
  • Residential Lot Loans
  • Extended Rate Locks

Why #BankWithVISION?

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Rated One Of The Best!

Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services. Check out our reviews for yourself!


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User Friendly Digital Banking

Our Digital Banking gives you easy and convenient control of your money through online and mobile banking! It allows you to manage your accounts including your loans, track your spending, and so much more!



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Top-Notch Customer Service Team

Our team will guide you through everything banking and make sure your experience is the best it can possibly be.


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We are a locally-owned community bank that started in 2003 by a team of experienced bankers who committed to providing exceptional service while never losing that small-town bank connection to its clients.



Q: What is VISIONBank’s Routing Number?

The routing number for all VISIONBank locations is 091311106.



Q: What's The Difference Between a Home Equity Loan and Home Equity Line of Credit?

Home Equity Loan: A secured loan with a set interest rate and monthly payments. 

Home Equity Line of Credit (HELOC): A revolving line of credit, similar to a credit card, which gives you flexibility for advancing on the loan to receive funds up to your borrowed amount. 

Q: Can I Access My Loan Through Digital Banking?

Yes, you can access your loan through digital banking to transfer funds, make payments, view balances, and even view tax documents.

Q: What Do I Need to Open An Account?

All you’ll need is a valid photo ID, phone number, email address, and your SSN. If your address on your driver’s license is not current, we will need proof of address such as a bill, lease, statement, etc..



Q: What Do I Need to Open A Loan?

A few of the things we need to get started are:

  • Valid Driver's License or Proof of Identity
  • Employer and Income Information
  • Proof of Address
Feel free to contact us at 701.364.2020 or for more details. 

Q: How Many Locations Does VISIONBank Have?

We have three conveniently located branches in Fargo and West Fargo! Learn more about our locations such as contact information and addresses by clicking here.



Q: Do You Provide Credit Cards?

Yes, we offer a variety of consumer and business credit cards. Apply online today by clicking here, or give us a call and we will help you with the application!



Contact Us!

Client Testimonials

Five orange stars for a five star review.VISIONBank is fantastic in general but I wanted to give a shout out to Katie Eckelman in particular. She helped set me up with my first loan with VISION. She was very helpful and was willing to walk me through things until it made sense. I went from being sick to my stomach to excited about what's next. Thanks Katie!!!

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Sarah Smith