PERSONAL BANKING
From your first checking & savings, to your first car, home loan, and onto your retirement. All of the products and services of a big bank with the personalized care of a small town one.
Products + Services
Personal Banking with VISIONBank means you get all of the banking products you need paired with the absolute best customer service in town. Our clients mean everything to us; we want to get to know you and your family (including your pets)!
Free Checking
No Minimum Balance Required
No Monthly Service Fees
-
Ultimate Checking
$400 Minimum Balance Required¹
Variable Rate of Interest Compounded and Credited Monthly²
¹ A service fee of $9 per calendar month will apply if the balance falls below $400.00 on any day in the month. Fees may reduce earnings.
² Interest is earned each day that the required minimum balance is maintained.
-
Regular Savings
$50 Minimum Balance Required¹
Variable Rate of Interest Compounded and Credited Quarterly²
-
Money Market Savings
$500 Minimum Balance Required³
Variable Rate of Interest Compounded and Credited Monthly²
-
Ultimate Money Market Savings
$100,000 Minimum Balance Required⁴
Variable Rate of Interest Compounded and Credited Monthly.
Tiered Rates (Click here)
-
Youth Savings
No Minimum Balance Required
Only for Ages 18 and Younger. Parent or Guardian Required on The Account.
¹ A service fee of $2 per calendar month will apply if the balance falls below $50.00 any day in the month. Fees may reduce earnings.
² Interest is earned each day that the required minimum balance is maintained.
³ A service fee of $9 per calendar month will apply if the balance falls below $500.00 on any day of the month. Fees may reduce earnings.
⁴ A service fee of $9.00 per calendar month will apply if the balance falls below $100,000 on any day of the month. Variable rate of interest is compounded and credited monthly. Interest is earned on all balances. Fees may reduce earnings.
-
Auto Loans
Wide variety of financing options for new and used vehicles.
-
Recreational Loans
We'll finance your boat, motorcycle, RV, or snowmobile.
-
Home Equity Loan + Line of Credit
Use the equity in your home to secure a home equity loan or line of credit.
-
Home Loans
We offer financing for construction loans, first time homebuyers, second homes, and more.
-
Free Checking
No minimum balance required
No monthly service fees
-
Ultimate Checking
$400 minimum balance required¹
Variable rate of interest compounded and credited monthly²
¹ A service fee of $9 per calendar month will apply if the balance falls below $400.00 on any day in the month. Fees may reduce earnings.
² Interest is earned each day that the required minimum balance is maintained.
Regular Savings
$50 minimum balance required¹
Variable rate of interest compounded and credited quarterly²
Money Market Savings
$500 minimum balance required³
Variable rate of interest compounded and credited monthly²
Ultimate Money Market Savings
Youth Savings
No minimum balance required
Only for ages 18 and younger. Parent or guardian required on the account.
¹ A service fee of $2 per calendar month will apply if the balance falls below $50.00 any day in the month. Fees may reduce earnings.
² Interest is earned each day that the required minimum balance is maintained.
³ A service fee of $9 per calendar month will apply if the balance falls below $500.00 on any day of the month. Fees may reduce earnings.
⁴ A service fee of $9.00 per calendar month will apply if the balance falls below $100,000 on any day of the month. Variable rate of interest is compounded and credited monthly. Interest is earned on all balances. Fees may reduce earnings.
-
Auto Loans
Wide variety of financing options for new and used vehicles.
-
Recreational Loans
We'll finance your boat, motorcycle, RV, or snowmobile.
-
Home Equity Loan + Line of Credit
Use the equity in your home to secure a home equity loan or line of credit.
-
Home Loans
We offer financing for construction loans, first time homebuyers, second homes, and more.
Certificates of Deposit
We offer a wide variety of CDs with competitive interest rates.
*Annual Percentage Yield effective as of July, 13, 2023. Penalty for early withdrawal may apply.
What Else Can We Help You With?
FAQs
The routing number for all VISIONBank locations is 091311106.
Yes, if you do not have a VISIONBank account you can come inside one of our branches and cash your check with a valid photo ID.
Our digital banking interface allows you to issue travel requests, change your PIN, turn your card on or off, report a card lost or stolen, and enroll in debit card transaction alerts.
No, we will never ask you to provide your credentials such as your username, password, or security questions over text, email, or phone call. If you have any questions or concerns, please contact us at 701.364.2020 or cs@visionbanks.com.
All you’ll need is a valid photo ID, phone number, email address, and your SSN. If your address on your driver’s license is not current, we will need proof of address such as a bill, lease, statement, etc..
No, everything that involves UTMA accounts must be done over the phone or in person.
We have three conveniently located branches in Fargo and West Fargo! Learn more about our locations such as contact information and addresses by clicking here.
Yes, we offer a variety of consumer and business credit cards. Apply online today by clicking here, or give us a call and we will help you with the application!
Yes, you can turn on debit card transaction alerts for every successful and denied transaction. Click here for enrollment instructions.
Why #BankWithVISION?
Rated One Of The Best!
Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services. Check out our reviews for yourself!
User Friendly Digital Banking
Our Digital Banking gives you easy and convenient control of your money through online and mobile banking! It allows you to manage your accounts, track your spending, and so much more!
Top-Notch Customer Service Team
Our team will guide you through everything banking and make sure your experience is the best it can possibly be.
WE ARE 100% LOCALLY OWNED.
We are a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients.
Contact Us!
Customer Testimonials
VISIONBank's staff are simply incredible! They are caring, professional. and always going beyond the call of duty. I feel like family each time I stop by. They not only call me by name, ask about my kids.... but they even know my voice when I call them. I can't say enough good things about VISIONBank. It's an experience everyone should have!
Laetitia Hellerud
Dude! The best banking experience ever! Vision has some of the best customer service I've ever seen. When I walk in it makes me feel like I am at my former small town bank where everyone knows everybody by name. I also love how involved they are with the community! A bank that really cares!
Adam Larson