PERSONAL BANKING
From your first checking & savings, to your first car, home loan, and onto your retirement. All of the products and services of a big bank with the personalized care of a small town one.
Products + Services
Personal Banking with VISIONBank means you get all of the banking products you need paired with the absolute best customer service in town. Our clients mean everything to us; we want to get to know you and your family (including your pets)!
Free Checking
No Minimum Balance Required
No Monthly Service Fees
Ultimate Checking
$400 Minimum Balance Required¹
Variable Rate of Interest Compounded and Credited Monthly²
¹ A service fee of $9 per calendar month will apply if the balance falls below $400.00 on any day in the month. Fees may reduce earnings.
² Interest is earned each day that the required minimum balance is maintained.
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Regular Savings
$50 Minimum Balance Required¹
Variable Rate of Interest Compounded and Credited Quarterly²
Money Market Savings
$500 Minimum Balance Required³
Variable Rate of Interest Compounded and Credited Monthly²
Ultimate Money Market Savings
$100,000 Minimum Balance Required⁴
Variable Rate of Interest Compounded and Credited Monthly.
Tiered Rates (Click here)
Youth Savings
No Minimum Balance Required
Only for Ages 18 and Younger. Parent or Guardian Required on The Account.
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¹ A service fee of $2 per calendar month will apply if the balance falls below $50.00 any day in the month. Fees may reduce earnings.
² Interest is earned each day that the required minimum balance is maintained.
³ A service fee of $9 per calendar month will apply if the balance falls below $500.00 on any day of the month. Fees may reduce earnings.
⁴ A service fee of $9.00 per calendar month will apply if the balance falls below $100,000 on any day of the month. Variable rate of interest is compounded and credited monthly. Interest is earned on all balances. Fees may reduce earnings.
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Yes, if you do not have a VISIONBank account you can come inside one of our branches and cash your check with a valid photo ID.
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Our digital banking interface allows you to issue travel requests, change your PIN, turn your card on or off, report a card lost or stolen, and enroll in debit card transaction alerts.
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No, we will never ask you to provide your credentials such as your username, password, or security questions over text, email, or phone call. If you have any questions or concerns, please contact us at 701.364.2020 or cs@visionbanks.com.
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Yes! For instructions on how to set these up, please visit our Digital Banking page.
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All you’ll need is a valid photo ID, phone number, email address, and your SSN. If your address on your driver’s license is not current, we will need proof of address such as a bill, lease, statement, etc..
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No, everything that involves UTMA accounts must be done over the phone or in person.
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