BUSINESS CHECKING
All of the features of a big bank — with the personalized care of a small town one. Choose the account option that best suits you!
Choose the Account That’s Best for You
Not sure which one to pick? Send us a message, give us a call, or book an appointment and we’ll help you decide.
COMMUNITY Checking
Designed For Small Clubs + Non-Profit Organizations
- No minimum balance
- No monthly service fee
CLASSIC BUSINESS Checking
Most Popular Account for Small Business Use
- Minimum balance of $200 required
- A service fee of $10 per calendar month will apply if the balance falls below $200 on any day in the month
- No charge for a total of 300 checks, debit items or items deposited per month. A $0.30 fee for each additional item after limit is exceeded.
CLASSIC BUSINESS INTEREST Checking
For Sole Proprietorships + Non-Profits Only
- Minimum balance of $500 required
- A service fee of $10 per calendar month will apply if the balance falls below $500 on any day in the month
- No charge for a total of 150 checks, debit items or items deposited per month. A $0.30 fee for each additional item after limit is exceeded
- Variable rate of interest compounded monthly¹
¹Interest is earned each day that the required minimum balance is maintained.
CORPORATE PLUS BUSINESS Checking
For Businesses With Numerous Transactions
- No minimum balance required
- A $0.15 fee for each item (includes checks, withdrawals, deposits, and deposit items)
- $8 monthly maintenance charge
The monthly service charge is based on the activity level of the account combined with the balance that is maintained. The average collected balance will earn a credit and the activity costs listed above will be deducted from it. The earnings credit is tied to the 91-day treasury bill rate based upon the average collected balance (after the 10% reserve requirement). If the earnings credit exceeds the activity cost, there is no service charge for the month. Accounts with average monthly uncollected balances will be charged current lending rates on those uncollected balances. Earnings credit begins to accrue no later than the business day we receive provisional credit for the deposit of non-cash items (for example, checks) into your account.
COMMUNITY Checking
Designed For Small Clubs + Non-Profit Organizations
- No minimum balance
- No monthly service fee
CLASSIC BUSINESS Checking
Most Popular Account for Small Business Use
- Minimum balance of $200 required
- A service fee of $10 per calendar month will apply if the balance falls below $200 on any day in the month
- No charge for a total of 300 checks, debit items or items deposited per month. A $0.30 fee for each additional item after limit is exceeded
CLASSIC BUSINESS INTEREST Checking
For Sole Proprietorships + Non-Profits Only
- Minimum balance of $500 required
- A service fee of $10 per calendar month will apply if the balance falls below $500 on any day in the month
- No charge for a total of 150 checks, debit items or items deposited per month. A $0.30 fee for each additional item after limit is exceeded
- Variable rate of interest compounded monthly¹
¹ Interest is earned each day that the required minimum balance is maintained.
CORPORATE PLUS BUSINESS Checking
For Businesses With Numerous Transactions
- No minimum balance required
- A $0.15 fee for each item (includes checks, withdrawals, deposits, and deposit items)
- $8 monthly maintenance charge
The monthly service charge is based on the activity level of the account combined with the balance that is maintained. The average collected balance will earn a credit and the activity costs listed above will be deducted from it. The earnings credit is tied to the 91-day treasury bill rate based upon the average collected balance (after the 10% reserve requirement). If the earnings credit exceeds the activity cost, there is no service charge for the month. Accounts with average monthly uncollected balances will be charged current lending rates on those uncollected balances. Earnings credit begins to accrue no later than the business day we receive provisional credit for the deposit of non-cash items (for example, checks) into your account.
What Else Can We Help You With?
What Else Can We Help You With?
FAQs
The routing number for all VISIONBank locations is 091311106.
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Customer Testimonials
The VISIONBank team is friendly, knowledgeable, and highly responsive. They have great follow up and have been very proactive in helping us find solutions to help streamline our operations and to help our business grow. I don't know how we managed as well as we did before working with them and can't imagine moving forward without them as our trusted, valued partner.
Lisa Roesch
VISION works relentlessly to take care of their small business clients.
Jill Berg