BUSINESS CHECKING
All of the features of a big bank — with the personalized care of a small town one. Choose the account option that best suits you!
Choose the Account That’s Best for You
Not sure which one to pick? Send us a message, give us a call, or book an appointment and we’ll help you decide.
COMMUNITY Checking
Designed For Small Clubs + Non-Profit Organizations
- No minimum balance
- No monthly service fee
CLASSIC BUSINESS Checking
Most Popular Account for Small Business Use
- Minimum balance of $200 required
- A service fee of $10 per calendar month will apply if the balance falls below $200 on any day in the month
- No charge for a total of 300 checks, debit items or items deposited per month. A $0.30 fee for each additional item after limit is exceeded.
CLASSIC BUSINESS INTEREST Checking
For Sole Proprietorships + Non-Profits Only
- Minimum balance of $500 required
- A service fee of $10 per calendar month will apply if the balance falls below $500 on any day in the month
- No charge for a total of 150 checks, debit items or items deposited per month. A $0.30 fee for each additional item after limit is exceeded
- Variable rate of interest compounded monthly¹
¹Interest is earned each day that the required minimum balance is maintained.
CORPORATE PLUS BUSINESS Checking
For Businesses With Numerous Transactions
- No minimum balance required
- A $0.15 fee for each item (includes checks, withdrawals, deposits, and deposit items)
- $8 monthly maintenance charge
The monthly service charge is based on the activity level of the account combined with the balance that is maintained. The average collected balance will earn a credit and the activity costs listed above will be deducted from it. The earnings credit is tied to the 91-day treasury bill rate based upon the average collected balance (after the 10% reserve requirement). If the earnings credit exceeds the activity cost, there is no service charge for the month. Accounts with average monthly uncollected balances will be charged current lending rates on those uncollected balances.
COMMUNITY Checking
Designed For Small Clubs + Non-Profit Organizations
- No minimum balance
- No monthly service fee
CLASSIC BUSINESS Checking
Most Popular Account for Small Business Use
- Minimum balance of $200 required
- A service fee of $10 per calendar month will apply if the balance falls below $200 on any day in the month
- No charge for a total of 300 checks, debit items or items deposited per month. A $0.30 fee for each additional item after limit is exceeded
CLASSIC BUSINESS INTEREST Checking
For Sole Proprietorships + Non-Profits Only
- Minimum balance of $500 required
- A service fee of $10 per calendar month will apply if the balance falls below $500 on any day in the month
- No charge for a total of 150 checks, debit items or items deposited per month. A $0.30 fee for each additional item after limit is exceeded
- Variable rate of interest compounded monthly¹
¹ Interest is earned each day that the required minimum balance is maintained.
CORPORATE PLUS BUSINESS Checking
For Businesses With Numerous Transactions
- No minimum balance required
- A $0.15 fee for each item (includes checks, withdrawals, deposits, and deposit items)
- $8 monthly maintenance charge
The monthly service charge is based on the activity level of the account combined with the balance that is maintained. The average collected balance will earn a credit and the activity costs listed above will be deducted from it. The earnings credit is tied to the 91-day treasury bill rate based upon the average collected balance (after the 10% reserve requirement). If the earnings credit exceeds the activity cost, there is no service charge for the month. Accounts with average monthly uncollected balances will be charged current lending rates on those uncollected balances.
What Else Can We Help You With?
What Else Can We Help You With?
FAQs
The routing number for all VISIONBank locations is 091311106.
Yes! Our digital banking system integrates with Quicken and QuickBooks.
We offer a variety of business services such as:
- Credit Card Processing
- Payroll, Direct Deposit, and ACH Payment Processing
- Remote Deposit
- Fraud Solutions (Positive Pay + ACH Positive Pay)
For more information on these, please visit our business services page or call us at 701.364.2020.
Our digital banking interface allows you to issue travel requests, change your PIN, turn your card on or off, report a card lost or stolen, and enroll in debit card transaction alerts.
We have three conveniently located branches in South Fargo, West Fargo, and North Fargo! Learn more about our locations such as contact information and addresses by clicking here.
We'd love to help you open a business account! Check out the list below for what we may require, or contact us at 701.364.2020 or cs@visionbanks.com.
Corporation
- Articles of Incorporation
- Corporate Bylaws
- Meeting Minutes
- Certificate of Incorporation
- Copy of EIN/TIN
Limited Liability Company (LLC)
- Articles of Organization
- Bylaws
- Operating Agreement
- Member Control Agreement
- Meeting Minutes
- Copy of EIN/TIN
Non-Profits/Organizations
- Meeting Minutes
- Non-Profit 501c(3)
Organization or Association
- Meeting Minutes
- Trade Name Certificate
- Organization or Association Articles or Bylaws
Partnership
- Partnership Agreement
- Partnership Registration
- Government-Issues License
- Fictitious Name Certificate
Sole Member LLC
- Operating Agreement
- Copy of EIN/TIN
- Proof of Filing as a Corp Form 8832/2553
- State of Registration
- Articles of Organization Filed
Sole Proprietor
- Copy of EIN/TIN (If Applicable)
- Trade Name Registration
- Government-Issued License
Trusts
- Trust Agreement
- Copy of EIN/TIN
Yes! We offer a variety of business credit cards. Apply online today by clicking here or give us a call and we will help you with the application!
Yes, you can turn on debit card transaction alerts for every successful and denied transaction.
Contact Us!
Customer Testimonials
The VISIONBank team is friendly, knowledgeable, and highly responsive. They have great follow up and have been very proactive in helping us find solutions to help streamline our operations and to help our business grow. I don't know how we managed as well as we did before working with them and can't imagine moving forward without them as our trusted, valued partner.
Lisa Roesch
VISION works relentlessly to take care of their small business clients.
Jill Berg