• Business Banking

BUSINESS SERVICES

VISIONBank offers a variety of business services to help improve the way your business operates through credit card processing, payroll/ACH processing, remote deposit, and fraud solutions. 

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Check Out Our Business Service Products!

Have questions? Send us a message, give us a call, or book an appointment!

Credit Card Processing

Payroll, Direct Deposit, & ACH Payments

VISIONBank will help you optimize your payment processing to maximize your business’ cash flow!

  • Multiple Payment Options: Secure credit card processing tailored to your business.
  • 24/7/365 Help Desk
  • Fast and Convenient Cash Access
  • Point-Of-Sale (POS) Software + Inventory Management
  • Text to Pay: Send secure links to customers for payments

Receive a FREE cost comparison of your current provider today to see how this can benefit your business!

Clients have saved up to $17,000 per year in credit card processing fees just by switching to VISIONBank!*

Orange Disclaimer Notice*Actual savings will vary depending on business type, transaction volume, and other variables.

Use this feature to make the following types of payments right from your office:

  • Direct Deposit
  • Automatic Payments
  • Business-to-Business Payments
  • E-Commerce Payments
  • Same Day ACH Available

Remote Deposit

Fraud Solutions

Deposit checks electronically rather than delivering the paper originals to VISIONBank by using our Remote Deposit to scan in checks you receive from your customers.

What Are The Benefits?

  • Quick and Convenient: Deposit when it works best for you.
  • Time Saver: No more driving, waiting in traffic, or potentially waiting in line to make your deposits.
  • Increased Tracking + Accounting Control

ACH and Check Positive Pay is a web-based tool that can help you combat ACH/check fraud and forgery by matching the information presented for payment against the issue details provided by your business.

What Are The Benefits?

  • Improved Control and Security
  • Increased Efficiency
  • Protection Against Fraud

Credit Card Processing

VISIONBank will help you optimize your payment processing to maximize your business’ cash flow!

  • Multiple Payment Options: Secure credit card processing tailored to your business.
  • 24/7/365 Help Desk
  • Fast and Convenient Cash Access
  • Point-Of-Sale (POS) Software + Inventory Management
  • Text to Pay: Send secure links to customers for payments

Receive a FREE cost comparison of your current provider today to see how this can benefit your business!

Clients have saved up to $17,000 per year in credit card processing fees just by switching to VISIONBank!*

Orange Disclaimer Notice*Actual savings will vary depending on business type, transaction volume, and other variables.

Payroll, Direct Deposit, & ACH Payments

Use this feature to make the following types of payments right from your office:

  • Direct Deposit
  • Automatic Payments
  • Business-to-Business Payments
  • E-Commerce Payments
  • Same Day ACH Available

Remote Deposit

Deposit checks electronically rather than delivering the paper originals to VISIONBank by using our Remote Deposit to scan in checks you receive from your customers.

What Are The Benefits?

  • Quick and Convenient: Deposit when it works best for you.
  • Time Saver: No more driving, waiting in traffic, or potentially waiting in line to make your deposits.
  • Increased Tracking + Accounting Control

Fraud Solutions

ACH and Check Positive Pay is a web-based tool that can help you combat ACH/check fraud and forgery by matching the information presented for payment against the issue details provided by your business.

What Are The Benefits?

  • Improved Control and Security
  • Increased Efficiency
  • Protection Against Fraud

FAQs

Q: What is VISIONBank’s routing number?

The routing number for all VISIONBank locations is 091311106.

 

Q: Does Your Digital Banking Work With QuickBooks?

Yes! Our digital banking system integrates with Quicken and QuickBooks.

 

 

Q: What Type of Business Service Products Do You Offer?

We offer a variety of business services such as:

  • Credit Card Processing
  • Payroll, Direct Deposit, and ACH Payment Processing
  • Remote Deposit
  • Fraud Solutions (Positive Pay + ACH Positive Pay)

For more information on these, please visit our business services page or call us at 701.364.2020.

 

Q: How Can I Manage My Debit Card With Digital Banking?

Our digital banking interface allows you to issue travel requests, change your PIN, turn your card on or off, report a card lost or stolen, and enroll in debit card transaction alerts.

 

 

Q: How Many Branches Does VISIONBank Have?

We have three conveniently located branches in South Fargo, West Fargo, and North Fargo! Learn more about our locations such as contact information and addresses by clicking here.

 

 

Q: What Do I Need to Open a Business Account?

We'd love to help you open a business account! Check out the list below for what we may require, or contact us at 701.364.2020 or cs@visionbanks.com.

Corporation

  • Articles of Incorporation
  • Corporate Bylaws
  • Meeting Minutes
  • Certificate of Incorporation
  • Copy of EIN/TIN

Limited Liability Company (LLC)

  • Articles of Organization
  • Bylaws
  • Operating Agreement
  • Member Control Agreement
  • Meeting Minutes
  • Copy of EIN/TIN

Non-Profits/Organizations

  • Meeting Minutes
  • Non-Profit 501c(3)

Organization or Association

  • Meeting Minutes
  • Trade Name Certificate
  • Organization or Association Articles or Bylaws

Partnership

  • Partnership Agreement
  • Partnership Registration
  • Government-Issues License
  • Fictitious Name Certificate

Sole Member LLC

  • Operating Agreement
  • Copy of EIN/TIN
  • Proof of Filing as a Corp Form 8832/2553
  • State of Registration
  • Articles of Organization Filed

Sole Proprietor

  • Copy of EIN/TIN (If Applicable)
  • Trade Name Registration
  • Government-Issued License

Trusts

  • Trust Agreement
  • Copy of EIN/TIN

 

 

Q: Do You Provide Business Credit Cards?

Yes! We offer a variety of business credit cards. Apply online today by clicking here or give us a call and we will help you with the application!

 

 

Q: Does VISIONBank Offer Text Message Alerts for Debit Cards?

Yes, you can turn on debit card transaction alerts for every successful and denied transaction.

 

 

Why #BankWithVISION?

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Rated One Of The Best!

Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services. Check out our reviews for yourself!

 

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User Friendly Digital Banking

Our Digital Banking gives you easy and convenient control of your money through online and mobile banking! It allows you to manage your accounts, track your spending, and so much more!

 

 

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Top-Notch Customer Service Team

Our team will guide you through everything banking and make sure your experience is the best it can possibly be.

 

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WE ARE 100% LOCALLY OWNED.

We are a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients.

 

Contact Us!

Customer Testimonials

The VISIONBank team is friendly, knowledgeable, and highly responsive. They have great follow up and have been very proactive in helping us find solutions to help streamline our operations and to help our business grow. I don't know how we managed as well as we did before working with them and can't imagine moving forward without them as our trusted, valued partner.

Lisa Roesch

 

VISION works relentlessly to take care of their small business clients.

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Jill Berg