BUSINESS LOANS
We understand small businesses... because we are one. VISIONBank is a leader in North Dakota SBA lending and has been recognized with the District Director’s Award consecutively since 2010.
Let VISIONBank Help You Grow Your Business!
From ongoing lines of credit to fixed term loans, we have the right products and services that will take your business to the next level.
Business Line of Credit
General Business Loans
Commercial Real Estate
Generally used for short-term working capital needs.
Funds can be advanced as needed and repaid as cash flow allows.
Business lines of credit are generally reviewed with the client on an annual basis.
Can be used for a wide variety of purposes, which could include:
- Purchase of an Existing Business
- Business Expansion
- Purchase of Additional Equipment
Loan terms will vary based on the purpose of the loan.
Generally used to:
- Purchase Real Estate
- Expand or Remodel an Existing Property
- Refinance an Existing Real Estate Loan
Loan terms will vary based on the purpose of the loan and the property being financed.
SBA Financing
BIA Loans
Bank of ND Loans
Available for qualified businesses and can be used for a wide variety of purposes including:
- Lines of Credit
- Business Purchases
- Equipment Purchases
- Commercial Real Estate Financing
VISIONBank offers several loan programs through the Bureau of Indian Affairs (BIA).
These loan programs are similar to SBA financing, but are offered for Native American owned businesses.
VISIONBank works closely with the Bank of ND to offer a variety of additional loan programs.
The Bank of ND offers programs for businesses of all types and sizes, ranging from beginning entrepreneurs to seasoned business owners.
Business Line of Credit
Generally used for short-term working capital needs.
Funds can be advanced as needed and repaid as cash flow allows.
Business lines of credit are generally reviewed with the client on an annual basis.
General Business Loans
Can be used for a wide variety of purposes, which could include:
- Purchase of an Existing Business
- Business Expansion
- Purchase of Additional Equipment
Loan terms will vary based on the purpose of the loan.
Commercial Real Estate
Generally used to:
- Purchase Real Estate
- Expand or Remodel an Existing Property
- Refinance an Existing Real Estate Loan
Loan terms will vary based on the purpose of the loan and the property being financed.
SBA Financing
Available for qualified businesses and can be used for a wide variety of purposes including:
- Lines of Credit
- Business Purchases
- Equipment Purchases
- Commercial Real Estate Financing
BIA Loans
VISIONBank offers several loan programs through the Bureau of Indian Affairs (BIA).
These loan programs are similar to SBA financing, but are offered for Native American owned businesses.
Bank of ND Loans
VISIONBank works closely with the Bank of ND to offer a variety of additional loan programs.
The Bank of ND offers programs for businesses of all types and sizes, ranging from beginning entrepreneurs to seasoned business owners.
What Else Can We Help You With?
What Else Can We Help You With?
FAQs
The routing number for all VISIONBank locations is 091311106.
Yes! Our digital banking system integrates with Quicken and QuickBooks.
We offer a variety of business services such as:
- Credit Card Processing
- Payroll, Direct Deposit, and ACH Payment Processing
- Remote Deposit
- Fraud Solutions (Positive Pay + ACH Positive Pay)
For more information on these, please visit our business services page or call us at 701.364.2020.
Our digital banking interface allows you to issue travel requests, change your PIN, turn your card on or off, report a card lost or stolen, and enroll in debit card transaction alerts.
We have three conveniently located branches in South Fargo, West Fargo, and North Fargo! Learn more about our locations such as contact information and addresses by clicking here.
We'd love to help you open a business account! Check out the list below for what we may require, or contact us at 701.364.2020 or cs@visionbanks.com.
Corporation
- Articles of Incorporation
- Corporate Bylaws
- Meeting Minutes
- Certificate of Incorporation
- Copy of EIN/TIN
Limited Liability Company (LLC)
- Articles of Organization
- Bylaws
- Operating Agreement
- Member Control Agreement
- Meeting Minutes
- Copy of EIN/TIN
Non-Profits/Organizations
- Meeting Minutes
- Non-Profit 501c(3)
Organization or Association
- Meeting Minutes
- Trade Name Certificate
- Organization or Association Articles or Bylaws
Partnership
- Partnership Agreement
- Partnership Registration
- Government-Issues License
- Fictitious Name Certificate
Sole Member LLC
- Operating Agreement
- Copy of EIN/TIN
- Proof of Filing as a Corp Form 8832/2553
- State of Registration
- Articles of Organization Filed
Sole Proprietor
- Copy of EIN/TIN (If Applicable)
- Trade Name Registration
- Government-Issued License
Trusts
- Trust Agreement
- Copy of EIN/TIN
Yes! We offer a variety of business credit cards. Apply online today by clicking here or give us a call and we will help you with the application!
Yes, you can turn on debit card transaction alerts for every successful and denied transaction.
Why #BankWithVISION?
Rated One Of The Best!
Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services. Check out our reviews for yourself!
User Friendly Digital Banking
Our Digital Banking gives you easy and convenient control of your money through online and mobile banking! It allows you to manage your accounts, track your spending, and so much more!
Top-Notch Customer Service Team
Our team will guide you through everything banking and make sure your experience is the best it can possibly be.
WE ARE 100% LOCALLY OWNED.
We are a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients.
Contact Us!
Client Testimonials
The VISIONBank team is friendly, knowledgeable, and highly responsive. They have great follow up and have been very proactive in helping us find solutions to help streamline our operations and to help our business grow. I don't know how we managed as well as we did before working with them and can't imagine moving forward without them as our trusted, valued partner.
Lisa Roesch
VISION works relentlessly to take care of their small business clients.
Jill Berg