MORTGAGES

Meet Our Mortgage Lender

natalie4

Natalie Tuchscherer

VP / Real Estate

Mortgage-ContactForm-WebIcon

Get Pre-Qualified!

Apply entirely online in just minutes.

Looking For More Info?

Fill out the form below and we'll be in touch soon!

Mortgage Loan Types

Explore mortgage options below! If you don't see what you're looking for, give us a call!

Mortgage Loan

PURCHASE LOANS

Make buying your home effortless and easy!

  • Mortgage-CheckMark-WebIcon

    First Time Home Buyer

    Down payment assistance options

  • Mortgage-CheckMark-WebIcon

    Minimum Down Payment

    As low as 3% cash down

  • Mortgage-CheckMark-WebIcon

    Rural Home Program

    ND small town/farm properties

Mortgage-RefinanceLoans-WebIcon

REFINANCE LOANS

Make life more convenient and affordable through refinancing.

  • Mortgage-CheckMark-WebIcon

    Cash Out

    Use the equity in your home for cash

  • Mortgage-CheckMark-WebIcon

    Debt Consolidation

    Roll existing debt into your mortgage

  • Mortgage-CheckMark-WebIcon

    Rate & Term

    Refinance for a better rate or term

Mortgage-OtherLoans-WebIcon

OTHER HOME LOANS

Just a few other loan options
we have to offer.

  • Mortgage-CheckMark-WebIcon

    Construction

    Extended Rate Locks

  • Mortgage-CheckMark-WebIcon

    2nd Home Loans

    Lake or Vacation Homes

  • Mortgage-CheckMark-WebIcon

    Investment Loans

    Rental Properties

Ready To Apply?

Use our online application to apply for your mortgage today!

It only takes a few minutes to complete! It’s that easy.

Why Finance With VISION?

Mortgage-LowRates-WebIcon

Highly Competitive Low Rates

We help our customers get the lowest rates available so they can spend time finding their perfect home and not shopping for rates.

Mortgage-LighteningFast-WebIcon

Lightning Fast Loan Experience

Other banks make you wait days or even weeks to get approved for a loan. We get to work immediately to find you the best rate and get you approved as soon as possible - often within minutes!

Mortgage-Ratings-WebIcon

Rated One Of The Best!

Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services.

Mortgage-Experts-WebIcon

Top-Notch Team of Experts

Our team will guide you through each step of the mortgage process and make sure your experience is the best it can possibly be. We make the process easy and even enjoyable!

Estimate Your Monthly Payment

This calculator is intended to calculate principal and interest payments only. Property taxes, property insurance and private mortgage insurance (if applicable) will increase your monthly mortgage payment.

Customer Testimonials

“I have done two mortgages with VISIONBank and both times the process was nothing less than excellent. They are tremendously easy to work with and kept us informed of what was going on every step of the way. It’s great to know you can get this type of service from a local bank right here in Fargo.”

Jason Dannelly

“I recently bought my first home and VISIONBank was absolutely amazing to work with! They made the process quick, easy, and even fun! Everything went so smoothly and they were always available to answer any questions I had. Just the best customer service around! I highly recommend the team at VISIONBank!”

Heather Klefstad

“I had such a wonderful experience with everyone at VISIONBank. Refinancing my house and setting up new accounts couldn't have been easier. They took extra time to ensure all my needs were met. Very professional and caring staff.”

Lisa Sherrard