Take Advantage of Today's Low Rates!
Current Rates
| Loan Type | Rate | Points | APR | Payment |
|---|---|---|---|---|
| 30 Year Fixed (Conforming) | 3.625% | 0.00% | 3.7841% | $729.68 |
| 20 Year Fixed (Conforming) | 3.500% | 0.00% | 3.7210% | $927.94 |
| 15 Year Fixed (Conforming) | 3.125% | 0.00% | 3.404% | $1,114.57 |
| 10 Year Fixed (Conforming) | 3.125% | 0.00% | 3.531% | $1,554.22 |
| Loan Type | Rate | Points | APR | Payment |
|---|---|---|---|---|
| 30 Year Fixed (Conforming) | 3.625% | 0.00% | 3.7841% | $729.68 |
| 20 Year Fixed (Conforming) | 3.500% | 0.00% | 3.7210% | $927.94 |
| 15 Year Fixed (Conforming) | 3.125% | 0.00% | 3.404% | $1,114.57 |
| 10 Year Fixed (Conforming) | 3.125% | 0.00% | 3.531% | $1,554.22 |
The program scenarios listed above assume the following: The purpose is to purchase a primary residence with a $160,000 loan amount, an estimated value of $225,000, and credit score of at least 740. All interest rates noted above are based on a 60 day rate lock and are subject to program guidelines. Payments quoted are monthly principal and interest only. This is not a mortgage loan approval or commitment to lend. Interest Rates and Annual Percentage Rates (APR) may vary. Other terms and conditions may apply. Rates effective as of January 15, 2020.
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Mortgage Loan Types
Explore mortgage options below! If you don't see what you're looking for, give us a call!
PURCHASE LOANS
Make buying your home effortless and easy!
First Time Home Buyer
Down payment assistance options
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Minimum Down Payment
As low as 3% cash down
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Rural Home Program
ND small town/farm properties
REFINANCE LOANS
Make life more convenient and affordable through refinancing.
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Cash Out
Use the equity in your home for cash
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Debt Consolidation
Roll existing debt into your mortgage
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Rate & Term
Refinance for a better rate or term
OTHER LOANS
Just a few other loan options
we have to offer.
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Construction
Extended Rate Locks
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2nd Home Loans
Lake or Vacation Homes
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Investment Loans
Rental Properties
Meet Our Mortage Lenders
Brenda Jacobson
VP / real Estate
Email: brendaj@visionbanks.com
Phone: 701.364.2261
Brenda Jacobson
VP / real Estate
Email: brendaj@visionbanks.com
Phone: 701.364.2261
Ray Perhus
Mortgage Manager
Email: ray.perhus@visionbanks.com
Phone: 701.364.2270
Ray Perhus
Mortgage Manager
Email: ray.perhus@visionbanks.com
Phone: 701.364.2270
Mortgage Calculator
This calculator is intended to calculate principal and interest payments only. Property taxes, property insurance and private mortgage insurance (if applicable) will increase your monthly mortgage payment.