Meet Our Mortgage Lender


Natalie Tuchscherer

VP / Real Estate


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Apply entirely online in just minutes.

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    Mortgage Loan Types

    Explore mortgage options below! If you don't see what you're looking for, give us a call!

    Mortgage Loan


    Make buying your home effortless and easy!

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      First Time Home Buyer

      Down payment assistance options

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      Minimum Down Payment

      As low as 3% cash down

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      Rural Home Program

      ND small town/farm properties



    Make life more convenient and affordable through refinancing.

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      Cash Out

      Use the equity in your home for cash

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      Debt Consolidation

      Roll existing debt into your mortgage

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      Rate & Term

      Refinance for a better rate or term



    Just a few other loan options
    we have to offer.

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      Extended Rate Locks

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      2nd Home Loans

      Lake or Vacation Homes

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      Investment Loans

      Rental Properties

    Ready To Apply?

    Use our online application to apply for your mortgage today!

    It only takes a few minutes to complete! It’s that easy.

    Why Finance With VISION?


    Highly Competitive Low Rates

    We help our customers get the lowest rates available so they can spend time finding their perfect home and not shopping for rates.


    Lightning Fast Loan Experience

    Other banks make you wait days or even weeks to get approved for a loan. We get to work immediately to find you the best rate and get you approved as soon as possible - often within minutes!


    Rated One Of The Best!

    Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services.


    Top-Notch Team of Experts

    Our team will guide you through each step of the mortgage process and make sure your experience is the best it can possibly be. We make the process easy and even enjoyable!

    Estimate Your Monthly Payment

    This calculator is intended to calculate principal and interest payments only. Property taxes, property insurance and private mortgage insurance (if applicable) will increase your monthly mortgage payment.

    Customer Testimonials

    “I have done two mortgages with VISIONBank and both times the process was nothing less than excellent. They are tremendously easy to work with and kept us informed of what was going on every step of the way. It’s great to know you can get this type of service from a local bank right here in Fargo.”

    Jason Dannelly

    “I recently bought my first home and VISIONBank was absolutely amazing to work with! They made the process quick, easy, and even fun! Everything went so smoothly and they were always available to answer any questions I had. Just the best customer service around! I highly recommend the team at VISIONBank!”

    Heather Klefstad

    “I had such a wonderful experience with everyone at VISIONBank. Refinancing my house and setting up new accounts couldn't have been easier. They took extra time to ensure all my needs were met. Very professional and caring staff.”

    Lisa Sherrard