Meet Our Mortgage Lenders
Ray Perhus
Mortgage Manager
Email: ray.perhus@visionbanks.com
Phone: 701.364.2270
Natalie Tuchscherer
VP / Real Estate
Email: natalie@visionbanks.com
Phone: 701.721.1589
Get the hassle free process started.
Mortgage Loan Types
Explore mortgage options below! If you don't see what you're looking for, give us a call!
PURCHASE LOANS
Make buying your home effortless and easy!
First Time Home Buyer
Down payment assistance options
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Minimum Down Payment
As low as 3% cash down
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Rural Home Program
ND small town/farm properties
REFINANCE LOANS
Make life more convenient and affordable through refinancing.
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Cash Out
Use the equity in your home for cash
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Debt Consolidation
Roll existing debt into your mortgage
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Rate & Term
Refinance for a better rate or term
OTHER LOANS
Just a few other loan options
we have to offer.
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Construction
Extended Rate Locks
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2nd Home Loans
Lake or Vacation Homes
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Investment Loans
Rental Properties
Why Finance With VISION?
HIGHLY COMPETITIVE LOW RATES
We help our customers get the lowest rates available so they can spend time finding their perfect home and not shopping for rates.
RATED ONE OF THE ABSOLUTE BEST!
Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services.
LIGHTNING FAST LOAN EXPERIENCE
Other banks can make you wait days or even weeks to get approved for a loan. We get to work immediately to find you the best rate and get you approved as soon as possible - often within minutes!
TOP-NOTCH LENDING TEAM
Our team of mortgage lenders will guide you through each step of the mortgage process and make sure your experience is the best it can possibly be.
Mortgage Calculator
This calculator is intended to calculate principal and interest payments only. Property taxes, property insurance and private mortgage insurance (if applicable) will increase your monthly mortgage payment.