MORTGAGES

Meet Our Mortgage Lenders

RayPerhus_Profile

Ray Perhus

Mortgage Manager

Email: ray.perhus@visionbanks.com
Phone: 701.364.2270

NatalieTuchscherer_Profile

Natalie Tuchscherer

VP / Real Estate

Process

Get the hassle free process started.


    Mortgage Loan Types

    Explore mortgage options below! If you don't see what you're looking for, give us a call!

    PurchaseLoans

    PURCHASE LOANS

    Make buying your home effortless and easy!

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      First Time Home Buyer

      Down payment assistance options

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      Minimum Down Payment

      As low as 3% cash down

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      Rural Home Program

      ND small town/farm properties

    RefinanaceLoans

    REFINANCE LOANS

    Make life more convenient and affordable through refinancing.

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      Cash Out

      Use the equity in your home for cash

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      Debt Consolidation

      Roll existing debt into your mortgage

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      Rate & Term

      Refinance for a better rate or term

    OtherLoans

    OTHER LOANS

    Just a few other loan options
    we have to offer.

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      Construction

      Extended Rate Locks

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      2nd Home Loans

      Lake or Vacation Homes

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      Investment Loans

      Rental Properties

    Why Finance With VISION?

    HIGHLY COMPETITIVE LOW RATES

    We help our customers get the lowest rates available so they can spend time finding their perfect home and not shopping for rates.

    RATED ONE OF THE ABSOLUTE BEST!

    Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services.

    LIGHTNING FAST LOAN EXPERIENCE

    Other banks can make you wait days or even weeks to get approved for a loan. We get to work immediately to find you the best rate and get you approved as soon as possible - often within minutes!

    TOP-NOTCH LENDING TEAM

    Our team of mortgage lenders will guide you through each step of the mortgage process and make sure your experience is the best it can possibly be.

    Mortgage Calculator

    This calculator is intended to calculate principal and interest payments only. Property taxes, property insurance and private mortgage insurance (if applicable) will increase your monthly mortgage payment.