Take Advantage of Today’s Low Rates
Current Rates
| Loan Type | Rate | Points | APR | Payment |
|---|---|---|---|---|
| 30 Year Fixed (Conforming) | 4.625% | 0.00% | 4.7884% | $822.62 |
| 20 Year Fixed (Conforming) | 4.500% | 0.00% | 4.7221% | $1,012.24 |
| 15 Year Fixed (Conforming) | 4.000% | 0.00% | 4.2765% | $1,183.50 |
| 10 Year Fixed (Conforming) | 4.000% | 0.00% | 4.3989% | $1,619.92 |
| Loan Type | Rate | Points | APR | Payment |
|---|---|---|---|---|
| 30 Year Fixed (Conforming) | 4.625% | 0.00% | 4.7884% | $822.62 |
| 20 Year Fixed (Conforming) | 4.500% | 0.00% | 4.7221% | $1,012.24 |
| 15 Year Fixed (Conforming) | 4.000% | 0.00% | 4.2765% | $1,183.50 |
| 10 Year Fixed (Conforming) | 4.000% | 0.00% | 4.3989% | $1,619.92 |
The program scenarios listed above assume the following: The purpose is to purchase a primary residence with a $160,000 loan amount, an estimated value of $225,000, and credit score of at least 740. All interest rates noted above are based on a 60 day rate lock and are subject to program guidelines. Payments quoted are monthly principal and interest only. This is not a mortgage loan approval or commitment to lend. Interest Rates and Annual Percentage Rates (APR) may vary. Other terms and conditions may apply. Rates effective as of December 11, 2018.
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Mortgage Loan Types
Explore mortgage options below! If you don't see what you're looking for, give us a call!
PURCHASE LOANS
Make buying your home effortless and easy!
First Time Home Buyer
Down payment assistance options
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Minimum Down Payment
As low as 3% cash down
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Rural Home Program
ND small town/farm properties
REFINANCE LOANS
Make life more convenient and affordable through refinancing.
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Cash Out
Use the equity in your home for cash
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Debt Consolidation
Roll existing debt into your mortgage
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Rate & Term
Refinance for a better rate or term
OTHER LOANS
Just a few other loan options
we have to offer.
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Construction
Extended Rate Locks
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2nd Home Loans
Lake or Vacation Homes
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Investment Loans
Rental Properties
Mortgage Calculator
This calculator is intended to calculate principal and interest payments only. Property taxes, property insurance and private mortgage insurance (if applicable) will increase your monthly mortgage payment.