CERTIFICATES OF DEPOSIT
Choose from a wide variety of terms ranging from as little as 3 months up to 60. Tons of options depending on your needs and financial goals.
Great Rates From Your Trusted Local Bank
Explore our competitive rates at a variety of term periods. Find what works best for you!
Featured Rates
3 Month
4.58%
APY*
Interest Rate: 4.50%
6 Month
5.06%
APY*
Interest Rate: 5.00%
9 Month
5.03%
APY*
Interest Rate: 5.00%
All Rate Options
| TERM | INTEREST RATE | APY* | MINIMUM DEPOSIT TO OPEN ACCOUNT | MINIMUM BALANCE TO EARN APY* |
|---|---|---|---|---|
| 3 Month | 4.50% | 4.58% | $500 | $500 |
| 6 Month | 5.00% | 5.06% | $500 | $500 |
| 9 Month | 5.00% | 5.03% | $500 | $500 |
| 12 Month | 4.85% | 4.85% | $500 | $500 |
| 15 Month | 4.50% | 4.52% | $500 | $500 |
| 18 Month | 3.75% | 3.79% | $500 | $500 |
| 24 Month | 3.75% | 3.75% | $500 | $500 |
| 36 Month | 3.15% | 3.15% | $500 | $500 |
| 48 Month | 3.15% | 3.15% | $500 | $500 |
| 60 Month | 3.15% | 3.15% | $500 | $500 |
Only $500 minimum balance required to open account and earn APY*
*Annual Percentage Yield accurate as of September 15, 2023. Penalty for early withdrawal may apply. Please call 701.364.2020 for further information about applicable fees and terms. Fees may reduce earnings.
CD RATES
3 MONTH
Interest Rate: 4.50%
APY*: 4.58%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
6 MONTH
Interest Rate: 5.00%
APY*: 5.06%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
9 MONTH
Interest Rate: 5.00%
APY*: 5.03%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
12 MONTH
Interest Rate: 4.85%
APY*: 4.85%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
15 MONTH
Interest Rate: 4.50%
APY*: 4.52%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
24 MONTH
Interest Rate: 3.75%
APY*: 3.75%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
36 MONTH
Interest Rate: 3.15%
APY*: 3.15%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
48 MONTH
Interest Rate: 3.15%
APY*: 3.15%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
60 MONTH
Interest Rate: 3.15%
APY*: 3.15%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
*Annual Percentage Yield is accurate as of September 15, 2023.
Penalty for early withdrawal may apply. Please contact a VISIONBank employee for further information.
Why CDs With VISION?
Highly Competitive Rates
We save our customers the time of searching high and low for the best rates by doing it ourselves. We find the best rates possible so you can feel confident in your savings.
Low-Risk Savings Option
Your funds are secured and rates are fixed. Unexpected changes in the market won’t have any affect on your savings. Plus, we’re FDIC insured to offer additional peace of mind.
Rated One Of The Best!
Don’t just take our word for it. Our customers have left hundreds of 5-star reviews on Google and Facebook complimenting our friendly team and top-notch banking services.
Term Options For Everyone!
Choose from a wide variety of terms ranging from as little as 3 months up to 60. Tons of options depending on your needs and financial goals.
Contact Us!
Customer Testimonials
VISIONBank's staff are simply incredible! They are caring, professional. and always going beyond the call of duty. I feel like family each time I stop by. They not only call me by name, ask about my kids.... but they even know my voice when I call them. I can't say enough good things about VISIONBank. It's an experience everyone should have!
Laetitia Hellerud
Dude! The best banking experience ever! Vision has some of the best customer service I've ever seen. When I walk in it makes me feel like I am at my former small town bank where everyone knows everybody by name. I also love how involved they are with the community! A bank that really cares!
Adam Larson