Personal Checking & Savings Accounts
| Account Type | Interest Rate | APY* | Min. Deposit to Open Account | Min. Balance to Earn APY* |
|---|---|---|---|---|
| Ultimate Checking | 0.05% | 0.05% | $400 | $400 |
| Youth Savings | 0.05% | 0.05% | $0 | $0.01 |
| Regular Savings | 0.05% | 0.05% | $50 | $50 |
| Money Market Savings | 0.05% | 0.05% | $500 | $500 |
| IRA Savings | 0.05% | 0.05% | $100 | $100 |
Ultimate Money Market Savings
| Tiers | Interest Rate | APY* | Min. Deposit to Open Account | Min. Balance to Earn APY* |
|---|---|---|---|---|
| $500 - $99,999.99 | 0.05% | 0.05% | $100,000 | $0.01 |
| $100,000 - $249,999.99 | 0.15% | 0.15% | $100,000 | $100,000 |
| $250,000 - $499,999.99 | 0.25% | 0.25% | $100,000 | $250,000 |
| $500,000 + | 0.45% | 0.45% | $100,000 | $500,000 |
*Annual Percentage Yield accurate as of February 18, 2021.
Fees May Reduce Earnings
Rates May Change After the Account is Opened
CD Rates
| Term | Interest Rate | APY* | Min. Deposit to Open Account | Min. Balance to Earn APY* |
|---|---|---|---|---|
| 3 Month | 0.15% | 0.15% | $500 | $500 |
| 6 Month | 0.15% | 0.15% | $500 | $500 |
| 9 Month | 0.20% | 0.20% | $500 | $500 |
| 12 Month | 0.25% | 0.25% | $500 | $500 |
| 15 Month | 0.25% | 0.25% | $500 | $500 |
| 18 Month | 0.30% | 0.30% | $500 | $500 |
| 24 Month | 0.35% | 0.35% | $500 | $500 |
| 36 Month | 0.50% | 0.50% | $500 | $500 |
| 48 Month | 0.60% | 0.60% | $500 | $500 |
| 60 Month | 0.75% | 0.75% | $500 | $500 |