Personal Checking & Savings Accounts

Account TypeInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
Ultimate Checking0.05%0.05%$400$400
Youth Savings0.05%0.05%$0$0.01
Regular Savings0.05%0.05%$50$50
Money Market Savings0.05%0.05%$500$500
IRA Savings0.05%0.05%$100$100

Ultimate Money Market Savings

TiersInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
$500 - $99,999.990.05%0.05%$100,000$0.01
$100,000 - $249,999.990.15%0.15%$100,000$100,000
$250,000 - $499,999.990.25%0.25%$100,000$250,000
$500,000 +0.40%0.40%$100,000$500,000

*Annual Percentage Yield accurate as of October 7, 2020.

Fees May Reduce Earnings

Rates May Change After the Account is Opened

CD Rates

TermInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
3 Month0.15%0.15%$500$500
6 Month0.15%0.15%$500$500
9 Month0.20%0.20%$500$500
12 Month0.25%0.25%$500$500
15 Month0.25%0.25%$500$500
18 Month0.30%0.30%$500$500
24 Month0.35%0.35%$500$500
36 Month0.50%0.50%$500$500
48 Month0.60%0.60%$500$500
60 Month0.75%0.75%$500$500