RATES
VISIONBank offers competitive rates for your personal checking, savings, and money market accounts as well as CD's and IRA's.
Personal Checking + Savings Accounts
| ACCOUNT TYPE | INTEREST RATE | APY* | MINIMUM DEPOSIT TO OPEN ACCOUNT | MINIMUM BALANCE TO EARN APY* |
|---|---|---|---|---|
| Ultimate Checking | 0.30% | 0.30% | $400 | $400 |
| Youth Savings | 0.25% | 0.25% | $0 | $0.01 |
| Regular Savings | 0.25% | 0.25% | $50 | $50 |
| Money Market Savings | 0.75% | 0.75% | $500 | $500 |
| IRA Savings | 0.75% | 0.75% | $100 | $100 |
*Annual Percentage Yield accurate as February 27, 2023.
Fees May Reduce Earnings
Rates May Change After the Account is Opened
Ultimate Money Market Account Rates
| ACCOUNT TYPE | INTEREST RATE | APY* | MINIMUM BALANCE TO EARN APY* | MINIMUM DEPOSIT TO OPEN ACCOUNT |
|---|---|---|---|---|
| $0 - $99,999.99 | 0.75% | 0.75% | $0.01 | $100,000 |
| $100,000 - $249,999.99 | 1.25% | 1.26% | $100,000 | $100,000 |
| $250,000 - $499,999.99 | 1.50% | 1.51% | $250,000 | $100,000 |
| $500,000 + | 2.00% | 2.02% | $500,000 | $100,000 |
*Annual Percentage Yield accurate as February 27, 2023.
Fees May Reduce Earnings
Rates May Change After the Account is Opened
CD Rates
| TERM | INTEREST RATE | APY* | MINIMUM DEPOSIT TO OPEN ACCOUNT | MINIMUM BALANCE TO EARN APY* |
|---|---|---|---|---|
| 3 Month | 4.00% | 4.06% | $500 | $500 |
| 6 Month | 4.00% | 4.04% | $500 | $500 |
| 9 Month | 4.00% | 4.02% | $500 | $500 |
| 12 Month | 3.75% | 3.75% | $500 | $500 |
| 15 Month | 3.75% | 3.76% | $500 | $500 |
| 18 Month | 3.75% | 3.79% | $500 | $500 |
| 24 Month | 3.75% | 3.75% | $500 | $500 |
| 36 Month | 3.15% | 3.15% | $500 | $500 |
| 48 Month | 3.15% | 3.15% | $500 | $500 |
| 60 Month | 3.15% | 3.15% | $500 | $500 |
*Annual Percentage Yield accurate as February 27, 2023.
Penalty for Early Withdrawal May Apply.
Please contact a VISIONBank employee for further information
PERSONAL CHECKING
ULTIMATE CHECKING
Interest Rate: 0.30%
APY*: 0.30%
Min. Deposit to Open Account: $400
Min. Balance to Earn APY*: $400
*Annual Percentage Yield is accurate as of February 27, 2023. Fees may reduce earnings. Rates may change after the account is open.
SAVINGS ACCOUNTS
YOUTH SAVINGS
Interest Rate: 0.25%
APY*: 0.25%
Min. Deposit to Open Account: $0
Min. Balance to Earn APY*: $0.01
REGULAR SAVINGS
Interest Rate: 0.25%
APY*: 0.25%
Min. Deposit to Open Account: $50
Min. Balance to Earn APY*: $50
MONEY MARKET SAVINGS
Interest Rate: 0.75%
APY*: 0.75%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
IRA SAVINGS
Interest Rate: 0.75%
APY*: 0.75%
Min. Deposit to Open Account: $100
Min. Balance to Earn APY*: $100
*Annual Percentage Yield is accurate as of February 27, 2023.
Fees may reduce earnings. Rates may change after the account is open.
ULTIMATE MONEY MARKET SAVINGS
$0-$99,999.99 TIER
Interest Rate: 0.75%
APY*: 0.75%
Min. Deposit to Open Account: $100,000
Min. Balance to Earn APY*: $0.01
$100,000 - $249,999.99 TIER
Interest Rate: 1.25%
APY*: 1.26%
Min. Deposit to Open Account: $100,000
Min. Balance to Earn APY*: $100,000
$250,000 - $499,999.99 TIER
Interest Rate: 1.50%
APY*: 1.51%
Min. Deposit to Open Account: $100,000
Min. Balance to Earn APY*: $250,000
$500,000+ TIER
Interest Rate: 2.00%
APY*: 2.02%
Min. Deposit to Open Account: $100,000
Min. Balance to Earn APY*: $500,000
*Annual Percentage Yield is accurate as of February 27, 2023.
Fees may reduce earnings. Rates may change after the account is open.
CD RATES
3 MONTH
Interest Rate: 4.00%
APY*: 4.06%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
6 MONTH
Interest Rate: 4.00%
APY*: 4.04%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
9 MONTH
Interest Rate: 4.00%
APY*: 4.02%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
12 MONTH
Interest Rate: 3.75%
APY*: 3.75%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
15 MONTH
Interest Rate: 3.75%
APY*: 3.76%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
24 MONTH
Interest Rate: 3.75%
APY*: 3.75%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
36 MONTH
Interest Rate: 3.15%
APY*: 3.15%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
48 MONTH
Interest Rate: 3.15%
APY*: 3.15%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
60 MONTH
Interest Rate: 3.15%
APY*: 3.15%
Min. Deposit to Open Account: $500
Min. Balance to Earn APY*: $500
*Annual Percentage Yield is accurate as of February 27, 2023.
Penalty for early withdrawal may apply. Please contact a VISIONBank employee for further information.
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Customer Testimonials
VISIONBank's staff are simply incredible! They are caring, professional. and always going beyond the call of duty. I feel like family each time I stop by. They not only call me by name, ask about my kids.... but they even know my voice when I call them. I can't say enough good things about VISIONBank. It's an experience everyone should have!
Laetitia Hellerud
Dude! The best banking experience ever! Vision has some of the best customer service I've ever seen. When I walk in it makes me feel like I am at my former small town bank where everyone knows everybody by name. I also love how involved they are with the community! A bank that really cares!
Adam Larson