RATES
Personal Checking & Savings Accounts
| Account Type | Interest Rate | APY* | Min. Deposit to Open Account | Min. Balance to Earn APY* |
|---|---|---|---|---|
| Ultimate Checking | 0.30% | 0.30% | $400 | $400 |
| Youth Savings | 0.25% | 0.25% | $0 | $0.01 |
| Regular Savings | 0.25% | 0.25% | $50 | $50 |
| Money Market Savings | 0.75% | 0.75% | $500 | $500 |
| IRA Savings | 0.75% | 0.75% | $100 | $100 |
Ultimate Money Market Savings
| Tiers | Interest Rate | APY* | Min. Deposit to Open Account | Min. Balance to Earn APY* |
|---|---|---|---|---|
| $0 - $99,999.99 | 0.75% | 0.75% | $100,000 | $0.01 |
| $100,000 - $249,999.99 | 1.00% | 1.00% | $100,000 | $100,000 |
| $250,000 - $499,999.99 | 1.25% | 1.26% | $100,000 | $250,000 |
| $500,000 + | 1.50% | 1.51% | $100,000 | $500,000 |
*Annual Percentage Yield accurate as January 6, 2023.
Fees May Reduce Earnings
Rates May Change After the Account is Opened
CD Rates
| Term | Interest Rate | APY* | Min. Deposit to Open Account | Min. Balance to Earn APY* |
|---|---|---|---|---|
| 3 Month | 1.75% | 1.76% | $500 | $500 |
| 6 Month | 3.25% | 3.28% | $500 | $500 |
| 9 Month | 3.75% | 3.77% | $500 | $500 |
| 12 Month | 3.25% | 3.25% | $500 | $500 |
| 15 Month | 3.25% | 3.26% | $500 | $500 |
| 18 Month | 3.25% | 3.28% | $500 | $500 |
| 24 Month | 3.50% | 3.50% | $500 | $500 |
| 36 Month | 3.50% | 3.50% | $500 | $500 |
| 48 Month | 3.50% | 3.50% | $500 | $500 |
| 60 Month | 3.50% | 3.50% | $500 | $500 |
*Annual Percentage Yield accurate as January 19, 2023.
Penalty for Early Withdrawal May Apply
Please contact a VISIONBank employee for further information.