Personal Checking & Savings Accounts

Account TypeInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
Ultimate Checking0.30%0.30%$400$400
Youth Savings0.25%0.25%$0$0.01
Regular Savings0.25%0.25%$50$50
Money Market Savings0.50%0.50%$500$500
IRA Savings0.50%0.50%$100$100

Ultimate Money Market Savings

TiersInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
$0 - $99,999.990.50%0.50%$100,000$0.01
$100,000 - $249,999.990.75%0.75%$100,000$100,000
$250,000 - $499,999.991.00%1.00%$100,000$250,000
$500,000 +1.25%1.26%$100,000$500,000

*Annual Percentage Yield accurate as September 28, 2022.

Fees May Reduce Earnings

Rates May Change After the Account is Opened

CD Rates

TermInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
3 Month0.75%0.75%$500$500
6 Month1.00%1.00%$500$500
9 Month2.50%2.51%$500$500
12 Month2.00%2.00%$500$500
15 Month2.50%2.50%$500$500
18 Month1.50%1.51%$500$500
24 Month2.00%2.00%$500$500
36 Month2.75%2.75%$500$500
48 Month2.50%2.50%$500$500
60 Month2.75%2.75%$500$500

*Annual Percentage Yield accurate as of September 28, 2022.

Penalty for Early Withdrawal May Apply

Please contact a VISIONBank employee for further information