Rates

Mortgage Rates

Loan TypeRatePointsAPRPayment
30 Year Fixed (Conforming)4.625%0.00%4.7884%$822.62
20 Year Fixed (Conforming)4.500%0.00%4.7221%$1,012.24
15 Year Fixed (Conforming)4.000%0.00%4.2765%$1,183.50
10 Year Fixed (Conforming)4.000%0.00%4.3989%$1,619.92

The program scenarios listed above assume the following: The purpose is to purchase a primary residence with a $160,000 loan amount, an estimated value of $225,000, and credit score of at least 740. All interest rates noted above are based on a 60 day rate lock and are subject to program guidelines. Payments quoted are monthly principal and interest only. This is not a mortgage loan approval or commitment to lend.

Interest Rates and Annual Percentage Rates (APR) may vary. Other terms and conditions may apply.

Rates effective as of December 18, 2018

Personal Checking & Savings Accounts

Account TypeInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
Ultimate Checking0.10%0.10%$400$400
Youth Savings0.10%0.10%$0$0.01
Regular Savings0.10%0.10%$50$50
Money Market Savings0.15%0.15%$500$500
IRA Savings0.15%0.15%$100$100

Ultimate Money Market Savings

TiersInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
$0 - $99,999.990.15%0.15%$100,000$0.01
$100,000 - $249,999.990.40%0.40%$100,000$100,000
$250,000 - $499,999.990.50%0.50%$100,000$250,000
$500,000 +1.25%1.25%$100,000$500,000

*Annual Percentage Yield accurate as of December 18, 2018

Fees May Reduce Earnings

Rates May Change After the Account is Opened

CD Specials

TermInterest
Rate
APY*
37 Month**2.25%2.25%

CD Rates

TermInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
3 Month0.75%0.75%$500$500
6 Month1.00%1.00%$500$500
9 Month1.40%1.40%$500$500
12 Month2.00%2.00%$500$500
15 Month2.15%2.15%$500$500
18 Month2.25%2.25%$500$500
24 Month2.40%2.40%$500$500
36 Month2.45%2.45%$500$500
48 Month2.50%2.50%$500$500
60 Month2.60%2.60%$500$500
Mortgage Rates

Loan TypeRatePointsAPRPayment
30 Year Fixed (Conforming)4.625%0.00%4.7884%$822.62
20 Year Fixed (Conforming)4.500%0.00%4.7221%$1,012.24
15 Year Fixed (Conforming)4.000%0.00%4.2765%$1,183.50
10 Year Fixed (Conforming)4.000%0.00%4.3989%$1,619.92

The program scenarios listed above assume the following: The purpose is to purchase a primary residence with a $160,000 loan amount, an estimated value of $225,000, and credit score of at least 740. All interest rates noted above are based on a 60 day rate lock and are subject to program guidelines. Payments quoted are principal and interest only. This is not a mortgage loan approval or commitment to lend.

Interest Rates and Annual Percentage Rates (APR) may vary. Other terms and conditions may apply.

Rates effective as of December 4, 2017

Personal Checking & Savings
Ultimate Money Market Savings
CD Rates

* Annual Percentage Yield accurate as of December 18, 2018.
** If interest rates increase, you may bump up your interest rate one time during the term of the CD
Penalty for early withdrawal may apply, fees may reduce earnings.

Call a VISIONBank employee for further information about applicable fees and terms.