RATES

VISIONBank offers competitive rates for your personal checking, savings, and money market accounts as well as CD's and IRA's.

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Personal Checking + Savings Accounts

ACCOUNT TYPE INTEREST RATE APY* MINIMUM DEPOSIT TO OPEN ACCOUNT MINIMUM BALANCE TO EARN APY*
Ultimate Checking 0.30% 0.30% $400 $400
Youth Savings 0.25% 0.25% $0 $0.01
Regular Savings 0.25% 0.25% $50 $50
Money Market Savings 0.75% 0.75% $500 $500
IRA Savings 0.75% 0.75% $100 $100
Orange Disclaimer Notice

*Annual Percentage Yield accurate as February 27, 2024.

Fees May Reduce Earnings

Rates May Change After the Account is Opened

Ultimate Money Market Account Rates

ACCOUNT TYPE INTEREST RATE APY* MINIMUM BALANCE TO EARN APY* MINIMUM DEPOSIT TO OPEN ACCOUNT
$0 - $99,999.99 0.75% 0.75% $0.01 $100,000
$100,000 - $249,999.99 1.25% 1.26% $100,000 $100,000
$250,000 - $499,999.99 1.50% 1.51% $250,000 $100,000
$500,000 + 2.00% 2.02% $500,000 $100,000
Orange Disclaimer Notice

*Annual Percentage Yield accurate as February 27, 2024.

Fees May Reduce Earnings

Rates May Change After the Account is Opened

CD Rates

TERM INTEREST RATE APY* MINIMUM DEPOSIT TO OPEN ACCOUNT MINIMUM BALANCE TO EARN APY*
3 Month 4.50% 4.58% $500 $500
6 Month 5.00% 5.06% $500 $500
9 Month 5.00% 5.03% $500 $500
12 Month 4.75% 4.75% $500 $500
15 Month 4.50% 4.52% $500 $500
18 Month 3.75% 3.79% $500 $500
24 Month 3.75% 3.75% $500 $500
36 Month 3.15% 3.15% $500 $500
48 Month 3.15% 3.15% $500 $500
60 Month 3.15% 3.15% $500 $500
Orange Disclaimer Notice

*Annual Percentage Yield accurate as February 27, 2024.

Penalty for Early Withdrawal May Apply.

Please contact a VISIONBank employee for further information

PERSONAL CHECKING

ULTIMATE CHECKING

Interest Rate: 0.30%

APY*: 0.30%

Min. Deposit to Open Account: $400

Min. Balance to Earn APY*: $400

 

Orange Disclaimer Notice*Annual Percentage Yield accurate as February 27, 2024. Fees may reduce earnings. Rates may change after the account is open.

SAVINGS ACCOUNTS

YOUTH SAVINGS

Interest Rate: 0.25%

APY*: 0.25%

Min. Deposit to Open Account: $0

Min. Balance to Earn APY*: $0.01

REGULAR SAVINGS

Interest Rate: 0.25%

APY*: 0.25%

Min. Deposit to Open Account: $50

Min. Balance to Earn APY*: $50

MONEY MARKET SAVINGS

Interest Rate: 0.75%

APY*: 0.75%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

IRA SAVINGS

Interest Rate: 0.75%

APY*: 0.75%

Min. Deposit to Open Account: $100

Min. Balance to Earn APY*: $100

 

Orange Disclaimer Notice*Annual Percentage Yield accurate as February 27, 2024..

Fees may reduce earnings. Rates may change after the account is open.

 

ULTIMATE MONEY MARKET SAVINGS

$0-$99,999.99 TIER

Interest Rate: 0.75%

APY*: 0.75%

Min. Deposit to Open Account: $100,000

Min. Balance to Earn APY*: $0.01

$100,000 - $249,999.99 TIER

Interest Rate: 1.25%

APY*: 1.26%

Min. Deposit to Open Account: $100,000

Min. Balance to Earn APY*: $100,000

$250,000 - $499,999.99 TIER

Interest Rate: 1.50%

APY*: 1.51%

Min. Deposit to Open Account: $100,000

Min. Balance to Earn APY*: $250,000

$500,000+ TIER

Interest Rate: 2.00%

APY*: 2.02%

Min. Deposit to Open Account: $100,000

Min. Balance to Earn APY*: $500,000

 

Orange Disclaimer Notice*Annual Percentage Yield accurate as February 27, 2024.

Fees may reduce earnings. Rates may change after the account is open.

CD RATES

3 MONTH

Interest Rate: 4.50%

APY*: 4.58%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

6 MONTH

Interest Rate: 5.00%

APY*: 5.06%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

9 MONTH

Interest Rate: 5.00%

APY*: 5.03%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

12 MONTH

Interest Rate: 4.75%

APY*: 4.75%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

15 MONTH

Interest Rate: 4.50%

APY*: 4.52%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

24 MONTH

Interest Rate: 3.75%

APY*: 3.75%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

36 MONTH

Interest Rate: 3.15%

APY*: 3.15%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

48 MONTH

Interest Rate: 3.15%

APY*: 3.15%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

60 MONTH

Interest Rate: 3.15%

APY*: 3.15%

Min. Deposit to Open Account: $500

Min. Balance to Earn APY*: $500

 

Orange Disclaimer Notice*Annual Percentage Yield accurate as February 27, 2024.

Penalty for early withdrawal may apply. Please contact a VISIONBank employee for further information.

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Customer Testimonials

VISIONBank's staff are simply incredible! They are caring, professional. and always going beyond the call of duty. I feel like family each time I stop by. They not only call me by name, ask about my kids.... but they even know my voice when I call them. I can't say enough good things about VISIONBank. It's an experience everyone should have!

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Laetitia Hellerud

 

 

Dude! The best banking experience ever! Vision has some of the best customer service I've ever seen. When I walk in it makes me feel like I am at my former small town bank where everyone knows everybody by name. I also love how involved they are with the community! A bank that really cares!

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Adam Larson