Personal Checking & Savings Accounts

Account TypeInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
Ultimate Checking0.05%0.05%$400$400
Youth Savings0.05%0.05%$0$0.01
Regular Savings0.05%0.05%$50$50
Money Market Savings0.05%0.05%$500$500
IRA Savings0.05%0.05%$100$100

Ultimate Money Market Savings

TiersInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
$0 - $99,999.990.05%0.05%$100,000$0.01
$100,000 - $249,999.990.15%0.15%$100,000$100,000
$250,000 - $499,999.990.25%0.25%$100,000$250,000
$500,000 +0.45%0.45%$100,000$500,000

*Annual Percentage Yield accurate as of September 16, 2021.

Fees May Reduce Earnings

Rates May Change After the Account is Opened

CD Rates

TermInterest
Rate
APY*Min. Deposit to Open AccountMin. Balance to Earn APY*
3 Month0.30%0.30%$500$500
6 Month0.40%0.40%$500$500
9 Month0.50%0.50%$500$500
12 Month0.70%0.70%$500$500
15 Month0.70%0.70%$500$500
18 Month0.75%0.75%$500$500
24 Month0.85%0.85%$500$500
36 Month1.10%1.10%$500$500
48 Month1.25%1.25%$500$500
60 Month1.50%1.50%$500$500

*Annual Percentage Yield accurate as of June 21, 2022.

Penalty for Early Withdrawal May Apply

Please contact a VISIONBank employee for further information